Insurance built on relationships
Independent Downey broker since 1999, comparing 30+ carriers for local families and businesses in English, Spanish, and Arabic.
Our mission, values & promise
We make insurance simple and transparent by doing the heavy lifting: shopping multiple carriers, explaining coverages in plain language, and advocating for you at claim time.
Clarity over jargon
Plain-language guidance, not insurance speak. We make it easy to understand what you're buying.
Real responsiveness
Local team, not a call center. We answer, we call back, we follow up.
Unbiased options
No brand quotas. We work for you, not one company, so you get honest recommendations.
Claims advocacy
Guidance through the process and follow-up — even after hours if needed.
Built like a broker, not a call center
Our job is to understand the risk, shop the right carriers, explain the tradeoffs, and stay available after the policy starts.
Understand your needs
We review who or what needs protection, current coverage, required documents, budget, and timing.
Compare suitable carriers
We identify insurers that serve your situation, then explain meaningful differences in price, limits, and deductibles.
Choose coverage with confidence
You decide after reviewing the options. We help with documents, proof of insurance, renewals, and claim questions.
Have what you can. We can work with the rest.
Quotes move faster when we can verify the basics. If you are missing something, call anyway.
- Driver or owner details
- VIN, registration, or property address
- Current declarations page if available
- SR-22, no-license, or business-use details
From a small Downey office to 30+ carrier partners
We opened our doors on Paramount Blvd in Downey in 1999 to give the Southeast LA community a local broker who could compare options instead of representing only one insurer. We help area families and businesses review auto, home, life, and commercial coverage, including SR-22 filings, foreign-license situations, and commercial vehicle policies.
Our roots are in the Downey community. Downey and the surrounding Southeast LA cities — Norwalk, Bellflower, Cerritos, Lakewood, Paramount, South Gate, Pico Rivera, Montebello, Lynwood, Whittier, and Commerce — make up one of the most culturally diverse, working-class corridors in Southern California. Many of our clients are first-generation immigrants, small-business owners, or families for whom insurance has historically been confusing, expensive, or inaccessible. Our ability to serve clients in English, Spanish, and Arabic was not an afterthought — it is central to who we are.
Independent brokerage means we are not tied to one insurance company's products. We compare available carrier options, explain differences in limits and exclusions, and help clients prepare the information underwriters request. Carrier appetite and pricing change, so recommendations are based on the current quotes and policy documents available for each household or business.
Original Insurance is a Black- and Latino-owned independent brokerage. Our office is wheelchair accessible, LGBTQ+ friendly, and a transgender safespace — because the people who walk through our door deserve to feel respected before they even sit down. We have always served clients who were turned away or underserved elsewhere, and that commitment has not changed in 25 years.
Today we serve clients across California — in English, Spanish, and Arabic — with the same personal service we started with. If you're looking for auto insurance in Downey, our local knowledge of Southeast LA's roads, freeways, and driver profiles means we know which carriers price this market competitively.
Founded
Original Insurance opens in Downey, CA with a mission to offer unbiased, multi-carrier coverage.
Expanded
Carrier network grows significantly. Commercial lines added — general liability, BOP, workers' comp.
Digital
Digital services launch — eID cards, text support, email quotes. Faster than ever.
Thriving
30+ carriers. Thousands of families and businesses served across California, in three languages.
Our Downey office on Paramount Blvd
Walk-ins welcome. Street and rear parking available. Bilingual staff on-site. Quote and SR-22 filing support, with timing confirmed for the selected carrier.
Independent broker vs. single-carrier agent
We work for you, not one insurance company. Here's what that means:
 Us (Broker) | Single-Carrier Agent | |
|---|---|---|
| Carrier options | 30+ carriers | One company only |
| Price comparison | Side-by-side quotes | One price, take it or leave it |
| Advice | Unbiased, for you | Tied to their brand |
| Claims help | We advocate for you | Varies |
| Languages | AR · ES · EN | Usually EN only |
| Switching carriers | Easy — we find better | You start over |
Local service you can verify
Original Insurance Services has served the community since 1999. We encourage every consumer to verify insurance professionals through the California Department of Insurance.
California Brokerage
State license lookup available
Independent Comparison
Multiple carrier options
Established Locally
Serving since 1999
Downey Office
English, Spanish & Arabic
What to expect when you call
We know your time is valuable. Here is what a typical first interaction looks like.
A real person answers
When you call our Downey office at (310) 538-8666, you connect with a local team that knows our carrier network rather than a national sales queue. If we are assisting another client, you can also text or leave a message.
We gather the basics — no guesswork
We ask for vehicle details, driving history, current coverage, and any specific needs like SR-22 filing, no-license programs, or commercial coverage. Ten minutes of information gives us enough to run accurate quotes across 30+ carriers.
You get real options, explained plainly
We walk through suitable options in plain English, Spanish, or Arabic — whichever you prefer. We explain the difference between minimum liability and broader coverage, what each deductible means, and the service details that affect your decision.
Binding and policy documents
When you choose an option, we coordinate the carrier's binding requirements and electronic policy documents. SR-22 availability and timing depend on the qualifying carrier and DMV systems.
Downey families trust us for decades
We don't just sell policies — we build relationships. These are real words from long-term clients.
“I've trusted Aiman for over 23 years — auto, home, fire. He always finds the best rates.”
“The best ever. Very helpful, I've been with them for about 20 years. You won't find a more friendly company.”
“I've been a loyal customer for over ten years. Their customer service is consistently amazing.”
Ready to work with a real broker?
Get a personalized quote from someone who puts your needs first - compare 30+ carriers in one conversation.